Methodology & Products

TAFF's approach of utilizing agronomic and financial expertise is very successful and widely recognized by local and international stakeholders. TAFF's tailor-made lending methodology builds on existing lending technologies for small businesses while taking into account the specific needs of agricultural cycles.

The loan products developed by TAFF are tailored to various agricultural outputs (cotton and non-cotton) and to different sizes of borrower. Therefore, the main principle of the TAFF's approach is the careful selection of loan's recipients in order to minimize the risk of loan defaults. Traditional Individual Farm Loans are used for bigger farmers which are able to provide sufficient collateral. For smaller farms TAFF has implemented Mutual Group Lending. Alongside these traditional financial products, TAFF has introduced two innovative financial products: Institutional Group Lending and Value Chain Finance.

Our Partners

The Phase II of TAFF is financed by the EU
Funded by donors of the EBRD's multi-donor Early Transition Countries Fund including Canada, Finland, Germany, Ireland, Japan, Korea, Luxembourg, the Netherlands, Norway, Spain, Sweden, Switzerland, Taipei China, the United Kingdom and the US/EBRD SME Financing Facility initiative.
Technical Assistance provided by Frankfurt School of Finance & Management